Inspection data infrastructure for lenders

The inspection shouldn't end
at the PDF.

REON turns every property inspection into structured, queryable data — so your team can track risk across a portfolio, not just file a report and move on.

GSE Sellers·Bank Portfolio Lenders·Special Servicers·CMBS
Portfolio Risk Signal
From Inspection Data
47 active loans
2847 W. Diversey AveDeferred items trending up · 3 overdue
5510 N. Clark StOccupancy mismatch vs. rent roll
1200 S. Michigan AveCondition stable · no flags this cycle
333 W. Wacker DrRepair backlog aging past 90 days
Trusted by teams managing
GSE Loan Sellers Conventional Portfolio Lenders Bank Asset Management CMBS Special Servicers Life Company Lenders
Condition Precedent — 01
Why REON

Most inspection platforms throw the data away the moment the report is filed.

A PDF tells you what one inspector saw on one day. REON keeps the underlying data — so it can keep working for you long after the report is delivered.

Legacy Platforms
REON
Inspection findings live in a static PDF, then get archived and forgotten
Findings stored as structured data, queryable across every loan you hold
Risk only becomes visible loan by loan, when someone happens to look
Portfolio-wide view of where condition, occupancy, or repair risk is building
No way to see how a property's condition is trending over time
Inspection history compounds — each cycle builds on the last
Reporting means re-keying PDF data into your own spreadsheets
Underlying data is yours to build servicing reports and risk models on
Compliance packages are assembled by hand at audit time
Evidence and history exportable on demand, ready for investor review
Condition Precedent — 02
The platform

One data layer underneath everything you track.

Deferred maintenance, lease audits, and rent roll all read from the same inspection-derived data — so risk surfaces sooner, and nothing has to be re-keyed by hand.

Repair Obligation Risk
See which loans have repair backlog building, which are about to miss a deadline, and which are clean — across the portfolio, not one file at a time.
Occupancy & Rent Verification
Inspection data checked against rent roll and lease terms, unit by unit, so occupancy and income discrepancies surface before they reach underwriting.
Audit-Ready History
Every inspection cycle adds to the property's record — so when a loan needs a closer look, the history is already there.
Repair Obligation Risk
Across 47 active loans
Loans
47
Backlog Rising
6
Near Deadline
9
Clean
32
Rising2847 W. Diversey Ave — backlog up 3 cycles running
Aging333 W. Wacker Dr — repair items past 90 days
Near Due5510 N. Clark St — 2 items due within 15 days
Clean1200 S. Michigan Ave — no open items
Condition Precedent — 03
Who it's for

The same data, read differently by every team that needs it.

REON adapts to how your team already manages risk — without forcing a new workflow on day one.

GSE Sellers
Agency repair conditions, tracked the way the agency reads them

Map repair escrow items directly to Fannie Mae and Freddie Mac requirements, with documentation formatted for delivery review.

  • Holdback & escrow release tracking
  • Agency-ready evidence packages
  • Delivery exception monitoring
Portfolio Lenders
Risk visibility across every loan in the book

See where condition, occupancy, and repair risk are building across the portfolio — before it shows up in a default report.

  • Portfolio-wide risk view, not file-by-file
  • Trend visibility across inspection cycles
  • Cross-loan reporting on your own terms
Special Servicers & CMBS
Defensible records when a loan goes sideways

A clean, time-stamped record of every notice sent, every photo received, and every reviewer decision — built for the file you hope you never need.

  • Full correspondence & escalation log
  • Chain-of-custody evidence trail
  • Investor-ready reporting on request
Condition Precedent — 04
Company

Built by people who've sat on both sides of the inspection.

Leadership Team
Founders & Operations
Agency underwriting background — built on the lender side of GSE requirements
In-field inspection experience — grounded in what's actually observable on a unit walk
Operations leadership — backgrounds running inspection operations at scale
WOSB / WBENC Certified

"Every platform we'd used treated the inspection as the finish line. We built REON because the inspection is where the real tracking should start."

REON Founding Team
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